Insurers report a surge in thefts of laptops, phones and bikes among students, with these items topping the list of stolen goods as students return to university. According to Aviva, theft accounts for the majority of student insurance claims, ahead of accidental damage. The insurer declined to specify the proportion of claims that result in payouts.

Steven Jackson, Aviva's home product manager, highlighted the role of laptops, computers and mobile phones in student life, noting their attractiveness to thieves due to their value and portability. He advised students to leave expensive and sentimental items at home, lock valuables and keep them out of sight when out, and remain vigilant about leaving bags or laptops unattended to reserve seating in cafes or libraries.

The Association of British Insurers (ABI) emphasized that car insurance is compulsory, but students can choose whether to insure their bikes or other items. The ABI recommended checking existing insurance coverage, as some student halls or parental policies may already extend to them. If not, students can opt for contents insurance, which covers the cost of replacing or repairing possessions if damaged, destroyed or stolen. The ABI stressed the importance of verifying coverage limits and ensuring they are sufficient to replace all items, including the maximum value of a single claim.

Students are also advised to create an inventory of their belongings, including clothes, electronics and furniture, to calculate the cost of replacement. Additional premiums may be required to cover high-value items like bikes or items taken out of accommodation. If driving a parent's car and becoming the main driver, students must inform their insurer, as failure to do so is illegal.

The report outlines practical steps for securing belongings and ensuring proper insurance coverage, but details on the extent of thefts or specific incidents remain unknown. The advice focuses on prevention and insurance planning rather than addressing the root causes of theft or the effectiveness of current measures in deterring crime.